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For reference

+998 55 801 70 10

Questions

Questions & Responses

"Hamroh" microfinance institution - to whom are microloans granted ?

Microloans are only granted against an automobile pledge. No other options are available.

"Hamroh" microfinance institution - how much and for how long are microloans provided ?

Microloans are provided up to 300,000,000 soums for a period of up to 48 months.

"Hamroh" microfinance institution - are microloans provided for wages or as a guarantor ?

Yes, it is possible if you place the car of your relative, friend, or acquaintance as a pledge, but you need a letter of consent from them.

Is it possible to pledge Uzbekistan-manufactured cars produced in what year and in how many years ?

Uzbekistan-manufactured cars can be pledged. The minimum production year should be at least 2000. The older the car, the less the microloan amount; the newer the car, the more microloan amount can be granted.

What is the percentage (%) of a microloan ?

The monthly interest rate is 4.66%. For example, if you take a microloan of 10,000,000 soums for 1 year, you will have to repay 13,030,000 soums.

What documents are required to obtain a microloan ?

- Microloan recipient and original passport;
- Original car (automobile) technical passport;
- Original owner of the car (automobile) and original passport;
- Original family card of the owner (automobile);
- Marriage contract;
- Microloan recipient and original passport;