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About us

"HAMROH" Microfinance Organization was established on June 2, 2016, in Buvayda district, Fergana region, and registered with the State Services Agency. In its early years, "HAMROH" MFO actively developed, working to establish business processes and build a client base. After its registration in 2016, the organization obtained license No. 47 from the Banking Supervision Committee of the Central Bank of the Republic of Uzbekistan on April 14, 2018, and commenced operations on May 1, 2018. The founders of the company consist of individuals who are residents of the Republic of Uzbekistan. The Limited Liability Company “Hamroh Microfinance Organization” has been a member of the National Association of Microfinance Institutions (NAMI) since 2018. Over its 5 years of operation, “Hamroh Microfinance Organization” LLC has achieved significant success in providing microfinance services:

8 1 8 3
K+

Clients provided with microfinance services

Branches

8 3 8 5
+

Branches in the Republic of Uzbekistan

8 2 8 0
+

Highly qualified staff

8 5 8 0 8 0
Mlr+

Total loan portfolio

Mission, Strategic Goals, and Values

Mission providing microfinance services to clients who do not have access to financing from commercial banks, with the aim of enhancing financial inclusion in rural areas

 

Vision of the Microfinance Organization to be one of the leading microfinance organizations in Uzbekistan, with a market share of at least 10%, firmly positioned among the top 3 microfinance organizations, possessing advanced experience and expertise

 

Our Values:

  • Sincerity
  • Willingness to innovate
  • Customer focus
  • Love and dedication to work
  • Stability
  • Teamwork

Corporate governance structure

Supervisory board

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Expertise - Economist (Fergana State University) With over 20 years of experience in the field of Banking and Finance, collaborating with major international financial institutions, leading discussions and managing business operations, possessing extensive knowledge and expertise in establishing and optimizing the activities of Microfinance Organization.

Raximov Abrorjon

Chairman of the Supervisory Board

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Expertise - Economist (Tashkent Institute of Finance) With over 16 years of experience in Banking and Finance, expertise in establishing and optimizing the activities of Microfinance Organization, current management system, and ensuring a high level of knowledge and expertise.


Azimov Asror Muzaffarjanovich

Member of the Supervisory Board

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Expertise - Economist (Fergana State University) With over 20 years of experience in Banking and Finance, expertise in establishing and optimizing the activities of Microfinance Organization, current management system, and ensuring a high level of knowledge and expertise.

Soliyev Faxriddin Abduxamidovich

Member of the Supervisory Board

Control

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Expertise - Economist. With over 15 years of experience in Banking and Finance, possessing a long-term leadership experience in banking and finance sector, skilled in organizing and overseeing processes related to working with complex assets.

Xadjaev Farxod Nurmuxammedovich

CEO

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Specialization – Economist. Has more than 3 years of experience in the banking and finance sectors. A qualified leading specialist in large business plans and partnerships.

Baxtiyorov Behzodbek Khayrullojonovich

Board Member

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Specialization – Economist. Has over 10 years of experience in the banking and finance sectors. A qualified leading specialist in large business plans and partnerships.

Isakov Baxodirjon Abduqaxxorovich

Board Member

Open Data

License: Download here

Financial report 2020: Download here

Financial report 2021: Download here

Financial report 2022: Download here

Financial report 2023: Download here